Tax Planning for Small Business Owners About Steven Palmieri, Tax CFO
Steven Palmieri plans taxes with small business owners all year, keeps their books, and prepares their returns.
What a Tax CFO does
Steven Palmieri is a Tax CFO, also called the Entrepreneur's CFO. A Tax CFO looks at your business the way a chief financial officer would, with taxes at the center. That means keeping the books current, building a tax plan for the year, checking it as profit comes in, and preparing the return from the same numbers.
Because one practice does all of it, you don't retell your story to a new person each spring, and the plan you made in January is the plan your return reflects.
Who the practice helps
Most clients are owners of small businesses: service firms, trades, shops, online sellers and professionals. Some are sole owners. Others run S corps with a team. What they share is a wish to know where the year stands and what to do next, before the bill arrives.
How the free call goes
The first call is free and lasts 30 minutes, by video. Steven looks at last year's return and your numbers so far this year with you. You hear which planning moves fit you, which ones you already use, and which ones still count this year. You leave with the next steps and their dates.
If two owners share the company, both are welcome on the call. Steven can also meet in person, or join a call with your banker, when the work needs it.
What a year with the practice looks like
In January we set the plan: your salary, your retirement deposits, your estimates and any setup, such as payroll or an accountable plan. Each month we close the books and send a short profit report. In June we check the year against the plan, and in October we pick the year-end moves. In the spring we prepare the return from the same books.
How pricing works
After the call, you see the price before any work starts. Most owners choose a monthly retainer that covers the books, the plan and the year's check-ins. Some choose a fixed-fee project, such as a one-time plan or a catch-up of past months. Your engagement letter spells out every service the price covers.
Tools we use
The books live in QuickBooks Online. We build custom reports and dashboards with AI, so you can see profit to date against your plan without digging through a ledger. For payroll, we handle the setup with whichever provider you choose, and you run payday there.
Where to go next
The other work of this practice is on the practice home. To reach the practice, use any form on this site or the number at the bottom of the page. More on who does small business tax planning is on its own page.
Want to talk through your year with Steven?
Tell us what the business does and what you'd like the call to cover.
You will be talking to the Steven Palmieri practice.